Do I need an SD card at all?

I have a Galaxy S4 and the SD card apparently died since suddenly no devices can read it. Thing is, I don't know if I was even using it. What kind of stuff ends up on the SD card, and is it required to even have one at all? Things have been working fine with the thing dead for the last few days. I pretty much just dump my photos to the cloud instantly, so I don't care about that.

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